
A Shining Life policy is more than just an insurance plan; it's a commitment to ensuring that your legacy and those of your loved ones are honoured appropriately when the time comes. By choosing Shining Life, you're choosing to rest easy, knowing that the financial aspects of life's final celebrations are taken care of with respect and dignity.
Our policy is underwritten by Guardrisk Life Limited, a reputable and authorised financial services provider (FSP No 76), and a licensed life insurer. This partnership guarantees the highest standards of reliability and trustworthiness in securing your memorial needs.
PLANS
Standard Plan Summary
Standard Plan Summary
This lifelong funeral cover remains active with ongoing premium payments, with no termination age limit. It's available until age 85, offering personalised services and rapid claim processing. It requires no medical exams, with rates based on the principal member's age. Coverage includes a 6-month wait for natural deaths, no wait for accidents, and excludes suicide in the first year. Up to four extra family members can join, and it covers SADC citizens in South Africa.
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Traditional Family Society 1+5/9 Cover Summary
Traditional Family Society 1+5/9 Cover Summary
This cover includes a main member and up to 9 family members, focusing on the age of the oldest member. It offers equal coverage for all, with a special cap for young children. The plan features a 6-month wait for natural deaths and immediate cover for accidental deaths, provided the first premium is paid. It extends coverage to SADC citizens legally in South Africa and excludes suicide in the first year. The maximum entry age is 85, with waiting period waivers available under certain conditions.
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Our Bundles

R3,500 Celebration of Life Bundle
Includes:
Digital Funeral Notice
Digital Chapel Screen
A1 Life Portrait
Coffin Cover

R5,000 Celebration of Life Bundle
Includes:
Digital Funeral Notice | Digital Chapel Screen
A1 Life Portrait
Coffin Cover
Scented Candle
50 x Memoriam Cards | 50 x Bookmarks

R10,000 Celebration of Life Bundle
Includes:
Digital Funeral Notice | Digital Chapel Screen
2 x A1 Life Portrait | Coffin Cover
3 x Scented Candles
100 x Memoriam Cards | 100 x Bookmarks
100 x Thank you Cards | 100 x Tissue Packs

R15,000 Celebration of Life Bundle
Includes:
Digital Funeral Notice | Digital Chapel Screen
3 x A1 Life Portrait | Coffin Cover
3 x Scented Candles | 5 x Fridge Magnets
100 x Memoriam Cards | 100 x Bookmarks
100 x Tissue Packs | 100 x Order of Service Booklets

R20,000 Celebration of Life Bundle
Includes:
Digital Funeral Notice | Digital Chapel Screen
3 x A1 Life Portrait | Coffin Cover
5 x Scented Candles | 10 x Fridge Magnets
100 x Memoriam Cards | 100 x Bookmarks
100 x Thank you Cards | 100 x Tissue Packs
100 x Order of Service Booklets
Shining Life's Celebration of Life Bundles offer a unique and heartfelt way to commemorate your loved ones. Our innovative self-service technology empowers you to personalise our bundled packages according to your preferences, ensuring that every aspect of the celebration truly reflects the personality and life of the departed.
With an extensive selection of themes to choose from, our service allows you to create a tribute that is both meaningful and memorable. Whether you prefer a classic, elegant style or something more modern and expressive, our customisable options cater to every taste.
Experience the simplicity and beauty of personalisation with Shining Life's Celebration of Life Bundles