Privacy Policy
At insurance.myshining.life, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect the information you provide to us when you visit our website or use our services.
1. Information We Collect:
We may collect the following types of personal information:
- Contact Information (such as name, address, email address, phone number)
- Policy Information (such as policy number, coverage details)
- Financial Information (such as payment information)
- Demographic Information (such as age, gender)
- Other Information (such as IP address, browser type, device type)
2. How We Use Your Information:
We may use your personal information for the following purposes:
- Providing and managing our insurance products and services
- Processing payments and claims
- Communicating with you about your policy or account
- Responding to your inquiries and requests
- Improving our website and services
- Marketing and promotional purposes (with your consent)
- Complying with legal and regulatory requirements
3. Disclosure of Your Information:
We may disclose your personal information to third parties for the following purposes:
- Service providers and business partners who assist us in providing our services
- Legal and regulatory authorities as required by law
- Third parties in connection with a business transaction (e.g., merger, acquisition)
- With your consent or as otherwise permitted by law
4. Security of Your Information:
We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, please note that no method of transmission over the Internet or electronic storage is 100% secure.
5. Your Rights:
You have certain rights regarding your personal information, including the right to:
- Access and receive a copy of your personal information
- Correct any inaccuracies in your personal information
- Request the deletion of your personal information
- Object to the processing of your personal information
6. Cookies and Tracking Technologies:
We use cookies and similar tracking technologies to improve your browsing experience and analyze website traffic. You can control cookies through your browser settings.
7. Changes to This Privacy Policy:
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
8. Contact Us:
If you have any questions or concerns about this Privacy Policy, please contact us at the information provided in the footer below.
By using our website or services, you consent to the terms of this Privacy Policy.
Terms & Conditions
Welcome to insure.myshining.life!
These terms and conditions outline the rules and regulations for the use of insure.myshining.life's Website, located at insure.myshining.life
By accessing this website, we assume you accept these terms and conditions. Do not continue to use insure.myshining.life if you do not agree to take all of the terms and conditions stated on this page.
The following terminology applies to these Terms and Conditions, Privacy Statement, and Disclaimer Notice and all agreements: "Client", "You", and "Your" refers to you, the person logged in on this website and compliant with the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our", and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of the provision of the Company’s stated services, in accordance with and subject to, prevailing law of South Africa.
Cookies
We employ the use of cookies. By accessing insure.myshining.life, you agreed to use cookies in agreement with the insure.myshining.life's Privacy Policy.
License
Unless otherwise stated, insure.myshining.life and/or its licensors own the intellectual property rights for all material on insure.myshining.life. All intellectual property rights are reserved. You may access this from insure.myshining.life for your own personal use subjected to restrictions set in these terms and conditions.
You must not:
- Republish material from insure.myshining.life
- Sell, rent or sub-license material from insure.myshining.life
- Reproduce, duplicate or copy material from insure.myshining.life
- Redistribute content from insure.myshining.life
This Agreement shall begin on the date hereof.
insure.myshining.life does not filter, edit, publish, or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of insure.myshining.life, its agents, and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, insure.myshining.life shall not be liable for the Comments or for any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.
insure.myshining.life reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive, or causes breach of these Terms and Conditions.
You warrant and represent that:
- You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
- The Comments do not invade any intellectual property right, including without limitation copyright, patent, or trademark of any third party;
- The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material which is an invasion of privacy
- The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
You hereby grant [Website Name] a non-exclusive license to use, reproduce, edit, and authorize others to use, reproduce, and edit any of your Comments in any and all forms, formats, or media.
Hyperlinking to our Content
- The following organizations may link to our Website without prior written approval:
- Government agencies;
- Search engines;
- News organizations;
- Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
- Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.
- These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.
- We may consider and approve other link requests from the following types of organizations:
- commonly-known consumer and/or business information sources;
- dot.com community sites;
- associations or other groups representing charities;
- online directory distributors;
- internet portals;
- accounting, law and consulting firms; and
- educational institutions and trade associations.
- We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of [Website Name]; and (d) the link is in the context of general resource information.
- These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.
- If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to insure.myshining.life . Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.
- Approved organizations may hyperlink to our Website as follows:
- By use of our corporate name; or
- By use of the uniform resource locator being linked to; or
- By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.
- No use of [Website Name]'s logo or other artwork will be allowed for linking absent a trademark license agreement.
iFrames
Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.
Content Liability
We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.
Reservation of Rights
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
Removal of links from our website
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond